Dear Valued Customer,
Techcom Securities Joint Stock Company (TCBS) is pleased to announce the implementation of the policy “Premium Wealth – Preferential Package for Customers Purchasing from 5,000 TCBS IPO Shares via the iPO Feature” with the following details:
| 1. Effective Period | From October 1, 2025 to December 31, 2025 |
| 2. Eligible Customers | – Customers who successfully registered to purchase from 5,000 TCBS IPO shares or more via the iPO feature on TCInvest during the period August 19, 2025 – September 08, 2025. – Not applicable to customers who have separate lending-interest agreements. |
| 3. Policy Benefits | An additional 1%/year reduction in margin lending interest rate, applied to new loan disbursements made from October 1, 2025 to December 31, 2025. |
| 4. Applicable Limit | Up to VND 2 billion in margin loan outstanding per customer. |
| 5. Relation to Other Policies | The above interest rate cannot be applied concurrently with the Margin T+ Flexible Loan policy. In cases where customers are eligible for multiple pricing policies at the same time, TCBS will apply the lowest interest rate available at the time of loan disbursement. |