TCBS announces the Promotional Program for Customers Using the “Investment Experience” Feature

Dear Valued Customer,

Techcom Securities Joint Stock Company (TCBS) hereby announces the implementation of the Promotional Program for Customers Using the “Investment Experience” Feature, with details as follows:

Promotion Name: Incentives for Customers Using the “Investment Experience” Feature 

Promotion Format: Provision of goods and services free of charge.

Promotion Period: From October 06, 2025 to December 31, 2026

Eligible Products/Services: Purchases of iBond (Sustainable / Flexible / Fixed Demand) on TCInvest.

Promotional Reward: iXu points convertible into cash (1 iXu = VND 1,000).

Eligible Customers: Customers must satisfy all of the following:

  • Execute purchases of iBond (Sustainable / Flexible / Fixed Demand) on TCInvest after completing the “Investment Experience” process.
  • Have an active securities account at TCBS and complete the “Investment Experience” flow on TCInvest before December 31, 2025;
  • Qualify as a Professional Securities Investor in 2026 as defined in Article 11, Clause 1, Point (đ) of the 2019 Securities Law;

Reward Structure: Customers meeting the program’s conditions will receive iXu points. 

Detailed Program:

Participation PeriodApplicable Incentives
From October 06, 2025 to November 31, 2025Customers who meet all program conditions and purchase iBond (Sustainable / Flexible / Fixed Demand) on TCInvest after completing the Investment Experience flow will receive:
➡️ 0.2% of total face-value transaction, capped at VND 2,000,000 per custome
From December 01, 2025 to December 31, 2025Eligible customers will receive a combo of incentives (*):
– iXu equivalent to the Tax & Fee amount paid when using the Investment Experience feature;
0.1% of total face-value iBond purchase, capped at VND 1,000,000 per customer, when purchasing iBond (Sustainable / Flexible / Fixed Demand) on TCInvest after completing the Investment Experience flow.

(*) Applicable to the first 3,000 customers who complete the Investment Experience process from December 01, 2025.

Not applicable to purchases via the iConnect brokerage system or transactions with exceptional pricing.
Rewards are only paid when customers meet all program conditions.

C. Reward Method & Payout Terms:

  • Rewards are granted in the form of iXu points.
  • Payout timeline: within 15 working days of the month following the month in which the customer meets all program conditions.

Notes: 

  • There is no limit on the number or total value of transactions per customer during the entire program period.
  • iXu points can be converted into cash via the customer’s registered TCBS securities account on TCInvest (1 iXu = VND 1,000).

Example:

  • October 10, 2025: Ms. A completes the “Investment Experience” flow on TCInvest.
  • October 14, 2025: She purchases iBond with a total face value of VND 700 million.
  • November 15, 2025 (first reward assessment date): Ms. A does not yet qualify as a Professional Securities Investor for 2026.
    → TCBS does not credit iXu.
  • December 15, 2025 (next reward assessment date): Ms. A meets all program conditions.
    → She is eligible for the reward:
    0.2% × VND 700 million = VND 1.4 million (1,400 iXu)

TCBS will credit the reward within 15 working days at the beginning of December.