iBond Products

Predefined Cash-flow

Designed for investors who have future spending plans and seek a safe, convenient accumulation channel that allows them to redeem their principal easily and on schedule while still earning attractive returns.

With the Predefined Cash-flow Package, iBond investors enjoy:

Bonds issued by Vietnam’s leading corporations, strategic partners of Techcombank, and among the most reputable brands over the past five years

Bond yield rates up to 1.6%/year higher than bank deposit rates of the same tenor.

Bonds accompanied by brokerage services, enabling investors to resell their bonds at predefined dates (3, 6, or 12 months, etc.) with guaranteed liquidity and returns as stated in their brokerage contract with TCBS.

Why This Package Fits Your Investment Goals

Secure Investment Structure

TCBS guarantees successful bond resale and full capital recovery on schedule under the signed brokerage contract

100% of Preset Bond contracts have been successfully settled on time with consistent interest returns throughout the product’s 10-year history

All bonds offered to clients are carefully evaluated, screened, monitored, and risk-managed under the Techcombank Group’s bond investment framework

Guaranteed Liquidity

Investors are assured of principal repayment on the exact scheduled date as stated in their brokerage agreement

The product offers short-term tenors (under 1 year) with a wide range of options

If funds are needed before maturity, investors can use their bonds as collateral for a loan at Techcombank

Seamless Digital Experience

Enjoy a 100% online investment journey — from personalized advisory and product selection to trading, portfolio management, and real-time investment tracking through TCInvest.

Vietnam’s No.1 trusted iBond brand, leading the market since 2014

Bonds issued by top Vietnamese corporations, strategic partners of Techcombank.

Designed and strictly assessed by Vietnam’s leading bond research and advisory team.

Trusted by banks, investment funds, and insurance companies — the most professional institutional investors in the market.


Preferred by Techcombank’s Priority Banking clients

100.000

iBond investors

VND 480 trillion

Total iBond purchase volume

Vietnam’s No.1 Bond Advisory and Issuance Organization (2015–2019)

Multiple Prestigious International Awards

Best Bond Advisor in Vietnam (2016, 2018 & 2019)

Best Bond Advisor in Vietnam (2017- 2019)

Best Bond Advisor in Vietnam (2018- 2019)

Ready to invest in iBond with TCBS?

Step 1: Open an Online Account in Just 3 Minutes

Customers can open a securities account online via the TCInvest website: https://tcinvest.tcbs.com.vn/

Step 2: Place Bond Orders Online

Select the iBond or iConnect section to place your bond orders.